801-475-5765

Second-To-Die Policy in Ogden UT & Syracuse UT

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Platinum Insurance Group knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Platinum Insurance Group gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Platinum Insurance Group to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Corporate Ogden Office

3848 Washington Blvd

Ogden, UT 84403

Main office: 801-475-5765
Fax: 801-528-6563

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Bountiful Office

450 S 400 E Suite 230

Bountiful, UT 84010

Main office: 801-513-5747

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

North Ogden Office

2721 N 400 E Suite 10

North Ogden, UT 84414

Main office: 801-686-8852

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Preston ID Office

138 S State Street

Preston, ID 83263

Main office: 208-852-3313

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Roosevelt Office

244 W Hwy 40 #3

Roosevelt, UT 84066

Main office: 435-823-4020

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Roy Office (Brasher)

4866 S 1900 W

Roy, UT 84067

Main office: 801-541-8050

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Roy Office (Holbrook)

4655 S 1900 W #12

Roy, UT 84067

Main office: 801-628-8852

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Sunset

2649 N Main Street

Sunset, UT 84015

Main office: 801-682-3721

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Syracuse

975 W 1700 S Ste 202

Syracuse, UT 84075

Main office: 801-820-6402

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Treemonton Office

670 S 300 W

Garland, UT 84312

Main office: 435-787-2470

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

West Jordan Office

9386 S Redwood Rd Ste B

West Jordan, UT 84088

Main office: 801-584-9403

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Thank you Julie for all your hard work and dedication!!! Following you and Russ has been the best decision!!! Thanks again for the genuine customer service!!
Heather Marie Miles Stump
The biggest advantage with Platinum Insurance is not only the quality of their service but that they represent multiple insurance companies and not just one. They have an application that allows them to shop around for the best rates & the best match for your needs almost instantaneously.
Jonn Jordana
Platinum Insurance is a great company! They are fast to get you quotes and from my experience being independent has allowed them to get the best coverage for the best price. They are very Knowledgeable and great to work with. I highly recommend Platinum Insurance.
Tyson Bradford
I am very satisfied with the service and prices that I am receiving from Russ Parry at Platinum Insurance. I feel that I understand my coverage and have more appropriate coverage than with my previous carriers. Thanks, Russ at Platinum Insurance.
Lorne Kearl
Platinum can find the best deals and best coverage for anyone's specific situation because they have access to so many different insurance companies. Russ and his team also care about their customers, so they take the time fit you with the right coverage and then they'll check in on you later to make sure it's still working out; they don't just sell the coverage and leave you without support. I recommend them to anyone with insurance needs.
Aaron Stringer
Ok, here's the scoop!! These guys rock. No joke, I actually save almost 8000$ annually with my business insurance and personal. They do everything from, vehicles, homes, toys, business, workmans comp, and even a mechanical bull at events:) Russ Parry and the rest of the staff are awesome. If you don't believe me, just get a quote. But be prepared to switch from your current agent to Russ! Thank you so much Russ for all you do
Shawn Beckstrom
Russ Parry is the man to talk to about any insurance needs. He will go above and beyond to make sure you get the best policy available. I would recommend Platinum Insurance to anyone who doesn't want to stress about insurance and need a company they can trust.
Auric Avila